东南亚某国银行给我国Z行开立过一份不可撤消自由议付信用证，在DOCUMENTS REQUIEMENT中关于提单的NOTIFY PARTY有如下条款：NOTIFY PARTY WILL BE ADVISED LATER BY MEANS OF L/C AMENDMENT THROUGH OPENING BANK UPON INSTRUCTIONS FROM THE APPLICANT。但是无论通知行如何催促，开证行迟迟不发信用证修改指定提单的被通知人。为避免信用证过期，受益人只好在信用证修改之前交单，并将提单的NOTIFY PARTY打成APPLICANT的全称。
开证行在收到单据后以如下理由拒付：NOTIFY PARTY ON THE BILL OF LADING SHOWN AS APPLICANT WHEREAS L/C AMENDMENT HAD NOT BEEN EFFECTED，即信用证修改尚未发出，提单便显示了被通知人。Z行多次反驳，但开证行始终坚持不符点成立。
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